Conscious financial literacy initiatives by regulators, exchanges, and intermediaries delivered in regional languages have enhanced product understanding and risk awareness, said Mehul Koradia, head of business development, Mirae Asset ShareKhan. High-speed internet, affordable smartphones, and Unified Payments Interface (UPI) have enabled seamless transactions, while Aadhaar-based online know-your-customer (e-KYC) compliance and DIY account opening journeys have made onboarding frictionless, Koradia said.
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