HDFC Bank Q3 Results 2026 LIVE: HDFC Bank, the largest private sector bank in India, announced its Q3 results today, 17 January 2026. The board of directors of HDFC Bank met today to consider and approve the financial results for the third quarter of FY26.
HDFC Bank Q3 Results
HDFC Bank’s reported a net profit of ₹18,653.75 crore in the quarter ended December 2025, registering a growth of 11.4% from ₹16,735.50 crore, in the year-ago period. Net Interest Income (NII) in Q3FY26 rose 6.4% to ₹32,615 crore from ₹30,653 crore, YoY.
Pre-Provisions Operating Profit (PPOP) of the lender increased 8.38% to ₹27,097.80 crore from ₹25,000.4 crore, YoY. Other total income (non-interest revenue) for the December 2025 quarter was up 15.7% to ₹13,253.84 crore from ₹11,453.56 crore, YoY.
Provisions and contingencies for the quarter ended December 31, 2025 were at ₹2,837.86 crore versus ₹3,500.53 crore, QoQ, versus ₹3,153.85 crore, YoY.
Asset Quality
Asset quality of HDFC Bank in Q3 deteriorated sequentially. Gross NPA ratio in Q3FY26 was flat at 1.24%, while net NPA ratio was also flat at 0.42%, QoQ.
In absolute terms, gross NPAs increased 2.59% to ₹35,178.98 crore from ₹34,289.48 crore in the September 2025 quarter. Net NPAs rose 4.66% to ₹11,981.75 crore from ₹11,447.29 crore, QoQ.
Deposits & Advances
Total EOP Deposits were at ₹28,601 billion as of December 31, 2025, an increase of 11.6% over December 31, 2024. CASA deposits grew by 10.1% with savings account deposits at ₹6,617 billion and current account deposits at ₹2,995 billion.
Gross advances were at ₹28,446 billion as of December 31, 2025, an increase of 11.9% YoY. Advances under management grew by 9.8% YoY. Retail loans grew by 6.9%, small and mid-market enterprises loans grew by 17.2% and corporate and other wholesale loans grew by 10.3%. Overseas advances constituted 1. 7% of total advances.
On Friday, HDFC Bank share price ended 0.56% higher at ₹931.15 apiece on BSE.
Stay tuned to our HDFC Bank Q3 Results Live Blog for the latest updates.
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