Accordia Bank is offering a 5.00% APY booster on high-yield savings account for its rebrand — how to get it

New name, same bank — plus a higher rate for some savers.

Formerly known as CCBank, Accordia Bank has rebranded and is celebrating with a limited-time “Rebrand Boost” on its high-yield savings account. Through Jan. 31, 2027, Utah residents can earn a combined 5.00% APY, which is made up of a 4.00% variable base rate and a 1.00% boost. That’s an especially attractive rate at a time when savings yields have been trending lower following the Fed’s rate cuts.

And if you live outside Utah, there’s still a reason to take a look: The account earns a competitive 4.00% APY without the boost.

Here’s how the account works, who qualifies for the bonus rate and how Accord stacks up against other top savings options.

Accordia Bank High-Yield Savings offers the following rate structure, at the time of writing this article:

• Utah residents: 5.00% APY (4.00% variable base + 1.00% Rebrand Boost, through Jan. 31, 2027)
• Non-Utah residents: 4.00% APY (variable)

The Rebrand Boost applies to balances up to and including $500,000; any amount above that earns the standard 4.00% rate. You only need a $100 minimum deposit to open the Accordia high-yield savings account, and you don’t need a minimum balance afterward to keep earning interest. There are no monthly maintenance fees.

Withdrawals are capped at six free per statement cycle (via check, debit card, phone or online/mobile transfer) and each additional withdrawal costs $5 each. You can make an unlimited number of withdrawals from your account in person or at an ATM.

You can deposit up to $2,500 online and add funds whenever by transferring from another bank account.

Accordia’s rate is competitive, especially for Utah residents who qualify for the full 5.00% APY. Still, if you’re looking to get more from your account, it’s worth exploring other options that may offer even greater value.

SoFi’s Checking and Savings combines savings with a no-fee checking account, making it a convenient alternative to Accordia if you want to manage your everyday spending and savings in one place. It also offers a cash bonus for qualifying customers. The tradeoff is that you’ll need a qualifying direct deposit to earn SoFi’s top rate.

EverBank’s Performance Savings rounds things out with a competitive APY and no minimum deposit, making it an easier option if you’d rather not commit the $100 upfront like Accordia requires.

Happen Bank’s LevelUp Savings offers a strong APY along with a debit/ATM card tied directly to the savings account, giving you more convenient access to your money than most savings accounts. Happen Bank also provides unlimited reimbursements for out-of-network ATM fees. The tradeoff is that you’ll need to deposit at least $250 each statement cycle to earn the top rate, while Accordia has no ongoing deposit requirement once the account is open.

Marcus by Goldman Sachs Online Savings Account also offers a respectable APY, with no limit on the number of withdrawals or transfers you can make. That gives you more flexibility than Accordia’s six-withdrawal cap, especially if you expect to access your savings regularly.

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