IndusInd Bank Q1 results: Private sector institutional lender, IndusInd Bank, announced its April to June quarter results for the financial year 2025-26, according to an exchange filing. The company recorded a 68% fall in its net profits for the first quarter at ₹684 crore, compared on a year-on-year (YoY) basis with ₹2,152.16 crore in the same period a year ago, as per the standalone financial statements.
The private sector lender’s interest income also dropped by 2.2% to ₹12,263.88 crore in the April-June quarter, compared to ₹12,546 crore in the same period a year ago, the company informed the BSE through the filing.
IndusInd’s Bad Loan Risk
IndusInd Bank increased its provisions for bad loans by nearly 66% to ₹1,737.78 crore for the April-June quarter of the 2025-26 fiscal year, compared year-on-year (YoY) to its previous level of ₹1,049.84 crore in the same period a year ago.
Banks generally increase or reduce their allocations to provisions according to their estimates of a rise or fall in bad loans for the upcoming quarter.
The bank’s Gross NPA (Non-Performing Assets) jumped by 162 basis points to 3.64% in the first quarter of FY 2025-26, compared to its previous level of 2.02% in the same period of the previous fiscal year.
IndusInd Bank’s Net NPAs also jumped by 52 basis points to 1.12% as of the quarter ended June 2025, compared year-on-year (YoY) to 0.60% in the previous financial year.
NPA refers to a bad loan, which the bank classifies after a borrower fails to pay the debt payment to the lender. The institutional lender marks a borrowing entity as a bad loan after 90 days of non-payment of principal or interest to the bank.
IndusInd Bank Share Price Trend
IndusInd Bank shares closed 2.62% lower at ₹802.15 after Monday’s stock market session, compared to ₹823.70 at the previous market close. The company announced its first-quarter results after the market operating hours on 28 July 2025.
Shares of the institutional lender have given stock market investors more than 53% returns on their investment in the last five years. However, the stock has lost 43.16% in the last one-year period.
On a year-to-date (YTD) basis, IndusInd Bank’s shares are down 17.24% in 2025 and have lost 6.14% in the last five market sessions on the Indian stock market.
The shares hit their 52-week high level at ₹1,498.70 on 19 September 2024, while the 52-week low level was at ₹605.40 on 12 March 2025, according to the data collected from the BSE. The bank’s market capitalisation (M-Cap) stood at ₹62,491.97 crore as of the stock market close on Monday, 28 July 2025.
Read all stories by Anubhav Mukherjee
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