Axis Bank Q3 results 2026 Highlights: Axis Bank announced a 3% rise in its standalone net profit for the December quarter, reaching ₹6,490 crore compared to ₹6,304 crore from the same period last year.
The bank’s Net Interest Income (NII) for Q3FY26 was ₹14,287 crore, reflecting a 5% year-on-year increase and a 4% quarter-on-quarter rise, while its Net Interest Margin (NIM) for Q3FY26 was recorded at 3.64%.
In Q3FY26, the private bank generated an interest income of ₹32,274 crore, which is 4.3% higher than the ₹30,954 crore reported in the corresponding period of the previous financial year.
The company’s profit after tax (PAT) experienced a 27% growth on a sequential basis, increasing from ₹5,090 crore in Q2FY26.
Axis Bank, the third largest private sector bank in India, will announce its Q3 results today, 26 January 2026, Monday. The Indian stock market is closed for a public holiday on account of Republic Day 2026. Hence, Axis Bank share price will be in focus as the Indian stock market opens on Tuesday.
Axis Bank Q3 Results Preview
Axis Bank is expected to report a fall in its December quarter net profit in the range of 1% – 7% on a year-on-year (YoY) basis, according to experts. The bank’s Net Interest Income (NII) in Q3FY26 is expected to rise marginally by around 2% YoY.
While net interest margin (NIM) is estimated to drop by around 9 basis points (bps), cost ratios are likely to stay elevated.
Asset quality of the private lender is expected to deteriorate sequentially, and analysts expect seasonal slippages. Loan growth and deposit growth are expected to be healthy.
Axis Bank’s management’s insights regarding asset quality, margin expectations, and forecasts for loan growth, PPoP growth, credit costs, slippages (particularly from the unsecured segment and technical aspects), and the evolution of NIM are important factors to watch.
Stay tuned to our Axis Bank Q3 Results 2026 Live Blog for the latest updates.
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