Bajaj Housing Finance Q1 results: Bajaj Housing Finance, on Wednesday, 29 July, reported a 22.6% year-on-year (YoY) rise in its profit to ₹715.28 crore for the June quarter of the current financial year (Q1FY27).
Interest income at ₹2,856.07 crore in Q1FY27 increased 14.6% from ₹2,492.59 crore in Q1FY26.
Total revenue from operations for the quarter under review stood at ₹3,063.02 crore, up 17.2% from ₹2,612.83 crore in the same quarter of FY26.
Net profit margin improved to 23.35% in Q1FY27 from 22.30% in Q1FY26.
Bajaj Housing Finance Q1 results: Key takeaways
1. Bajaj Housing’s net interest income (NII) increased by 9% to ₹968 crore.
2. Assets under management (AUM) grew by 24% to ₹1,49,624 crore as of 30 June 2026.
3. Gross NPA and net NPA as of 30 June 2026 stood at 0.29% and 0.12%, respectively, as against 0.30% and 0.13% as of 30 June 2025.
4. Provisioning coverage ratio on stage 3 assets was nearly 59%.
5. Bajaj Housing’s pre-provisioning operating profit rose 19% YoY to ₹945 crore.
6. Disbursements saw a healthy 33% YoY growth, coming at ₹19,509 crore.
Bajaj Housing Finance shares closed 2.22% higher at ₹87.53 on the BSE on Wednesday.
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