IDBI Bank announced its financial results for the quarter ending on 30 June, 2026, on Monday. IDBI Bank share price fell over 1.11% to ₹86.05 apiece after the result announcement.
IDBI Bank Q1 results 2026
Operating performance
The private lender reported 5% year-on-year (YoY) growth in net profit, rising to ₹2,115 crore for the first quarter of FY27, driven by healthy growth in net interest income (NII) and advances, while maintaining stable asset quality with an improvement in gross non-performing assets (GNPA) to 2.30%.
According to the company’s release, the bank reported a net profit of ₹2,007 crore in the corresponding quarter of the previous financial year.
Net interest income grew 10% YoY to ₹3,486 crore during the quarter, compared with ₹3,166 crore in the corresponding period of the previous fiscal.
Business growth
The bank also recorded strong business growth, with total business rising 15% YoY to ₹5,84,725 crore. Total deposits increased 10% to ₹3,25,757 crore, while net advances jumped 22% to ₹2,58,968 crore, reflecting sustained momentum in credit growth.
The bank’s CASA deposits rose 7% year-on-year to ₹1.42 lakh crore as of June 30, 2026, compared with ₹1.32 lakh crore a year earlier. The CASA ratio stood at 43.64% at the end of the June quarter.
Meanwhile, net advances increased 22% year-on-year to ₹2.59 lakh crore from ₹2.12 lakh crore in the corresponding period last year and registered a 2% quarter-on-quarter growth from ₹2.54 lakh crore as of March 31, 2026.
Asset quality
The bank saw its Gross Non-Performing Assets (GNPA) ratio declining to 2.30%, marking a 63 basis points YoY. The Net Non-Performing Assets (NNPA) ratio also improved to 0.16%, reflecting a 5 basis points reduction compared to the same period last year.
The bank’s net NPA ratio improved to 0.16% as of June 30, 2026, from 0.21% a year earlier. Meanwhile, the Provision Coverage Ratio (PCR), including technical write-offs, stood at 99.31% as of June 30, 2026, and has consistently remained above 99% since September 2023.
Capital Position
The bank’s Capital to Risk-Weighted Assets Ratio (CRAR) improved to 26.92% as of June 30, 2026, compared with 25.39% a year earlier and 26.65% as of March 31, 2026.
IDBI Bank‘s Tier 1 Capital ratio rose to 26.38% as of June 30, 2026, from 23.71% on June 30, 2025, and 25.56% on March 31, 2026.
Meanwhile, Risk Weighted Assets (RWA) increased to ₹2.31 lakh crore as of June 30, 2026, from ₹1.93 lakh crore in the corresponding period last year.
Disclaimer: This story is for educational purposes only. Please consult with an investment advisor before making any investment decisions.
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