Better yields led to a 152 basis points (bps) sequential rise in net interest margin (NIM) to 11.93%. On the flip side, credit costs increased, with risky stage-III assets soaring sequentially to ₹7,268 crore in Q2 from ₹3,926.5 crore in Q1, and stage-II assets surging to ₹23,466 crore from ₹1,876 crore in Q1 and ₹1,062 crore in Q4FY26.
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