PNB Q4 Results Highlights: Punjab National Bank (PNB), the third largest public sector lender in India, reported its Q4 results today, Wednesday. The PSU Bank reported a sharp jump in its March 2025 quarter net profit along with improvement in its asset quality. The board of PNB also recommended a dividend and approved the proposal of fundraising for FY26.
Punjab National Bank reported a net profit of ₹4,567 crore for the fourth quarter of FY25, registering a growth of 52% from ₹3,010 crore in the corresponding quarter of last fiscal year. PNB’s net interest income (NII) – the difference between interest earned and interest paid — in Q4FY25 increased 3.8% to ₹10,757 crore from ₹10,363 crore, year-on-year (YoY).
Asset quality of the PSU lender in the quarter ended March 2025 improved sequentially. Gross Non-Performing Assets (GNPA) in Q4FY25 fell 2.93% to ₹44,081.60 crore from ₹45,413.98 crore, quarter-on-quarter (QoQ). Gross NPA ratio declined to 3.95% from 4.09%, QoQ. Net NPA in Q4FY25 decreased 3.13% to ₹4,290.55 crore from ₹4,437.43 crore in Q3FY25. while Net NPA ratio fell to 0.40% from 0.41%, QoQ.
PNB Dividend
PNB board recommended a dividend of ₹2.90 per equity share of face value of ₹2 each for FY25, aggregating to 145% of the face value. PNB dividend is subject to approval of the shareholders at the ensuing Annual General Meeting of the Bank.
PNB Fundraising
PNB board of directors also approved the proposal of raising of capital for an amount up to ₹8,000 crore through issuance of Basel Ill compliant Bonds. This includes Additional Tier-I Bonds up to ₹4,000 crore and Tier- II Bonds up to ₹4,000 crore, to be raised in one or more tranches during FY 2025-26.
PNB share price ended lower on Wednesday after the announcement of Q4 results. On BSE, Punjab National Bank shares closed 0.58% lower at ₹94.00 apiece.
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